UPI and payment links on invoices: how to collect faster in India
Why adding UPI and payment links to your invoices speeds up collection in India, how it works, and how to set it up without chasing customers.
By Invoicify Team
The single fastest way to shorten collection time in India is to put a payment link or UPI option right on the invoice, so the customer can pay in one tap instead of copying bank details. Payment happens in the moment of intent — when they are looking at the invoice — rather than being deferred to "later." Here is why it works and how to use it.
Why one-tap payment changes everything
Every step between "I should pay this" and actually paying is a chance to forget. Copying an account number, opening a banking app, and typing an amount is enough friction to push payment to another day. A payment link or UPI collapses all of that into a single tap on the amount that is already correct.
UPI: built for exactly this
UPI is instant, works from any bank app, and is how a huge share of Indian payments already happen. Presenting a UPI option (or a link that opens the customer's UPI app pre-filled) meets customers where they already pay.
Payment links: pay from anywhere
A payment link goes a step further — the customer taps it, sees the exact amount, and pays by UPI, card, or netbanking. It works even if you send the invoice on WhatsApp, which is where most customers will actually see it.
Set it up so it runs itself
The ideal setup:
- The invoice carries a payment link for the exact amount.
- It is sent where the customer will see it — WhatsApp and email.
- Automated reminders re-send the link before and after the due date.
That combination — link plus reminders — is what turns "I'll pay later" into "paid."
How Invoicify handles it
Invoicify supports online collection so your invoices and reminders can carry a pay link for the exact amount, and reminders go out automatically on WhatsApp, SMS, and email. That is especially useful for freelancers and service businesses billing many small invoices. Try it free.
Collection speed is mostly about friction. Remove the steps between the invoice and the payment, and money you have already earned arrives far sooner.
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